For Canadian private and mortgage lenders
Get compliant without building a compliance team.
Minerva verifies each borrower, screens for risk in sanctions, politically exposed persons, and adverse media, then records every decision.Everything you need to meet FINTRAC requirements.
Financial companies across Canada rely on Minerva
How it works
You're required to run an AML program.
Everything it needs is built into Minerva.
Confirm the borrower is real.
- Runs on the borrower's phone, as part of the application.
- ID document, face match, and liveness (a live person, not a photo).
- Tampered or fake documents get flagged by AI agents.
Every borrower, screened automatically.
- Sanctions, politically exposed persons (PEPs), and adverse media, on every application.
- The best PEP coverage in Canada, plus Canadian court records and news pulled into the same report — the risks a watchlist misses.
Your screening queue, cleared automatically.
- Up to 99% of false positives prevented — agents read the source evidence and clear what they can prove.
- Anything real or uncertain goes to your team, with the file, the reasoning, and the evidence attached.
Screening doesn't stop at funding.
- Ongoing monitoring, on the cadence your policy sets.
- Set to match your anti-money-laundering policy.
Why Minerva
Why lenders choose Minerva.
Canadian coverage
Built for Canada first.
Many screening tools are built for the US first, so Canadian coverage runs thin.
Truly Canadian coverage.
Politically exposed persons to FINTRAC's definition, from federal office down to municipal, where global lists stop.Built by Canadian bank AML veterans.
The coverage and the setup come from people who ran this inside Canada's banks.
AI agents
Smaller teams get the powers of a larger bank.
Minerva's AI agents read every hit, clear the false matches, and run the enhanced due diligence. At a bank, that's a whole department's job.
Capacity grows with volume.
The agents do the reading and record-keeping. Do more with less.Your team makes the calls.
Agents hand over the file, the reasoning, and the evidence. The decision is yours.The record
Ready when FINTRAC asks.
Months later, you can show what was reviewed, why the decision was made, and who made it.
Reasoning on every decision.
Each clear or flag keeps the agent's reasoning and the source evidence.Sources archived.
The pages behind each check are saved as they were read.Aug 10 — Re-screened, no material change
Aug 17 — Re-screened, no material change
Aug 24, 9:02 — Watchlist hit, flagged with reasoning
9:31 — Decision recorded by your team
Your industry already uses Minerva.
Pfaff Leasing, Minerva & Equifax Case Study
How Pfaff Leasing uses fraud and anti-money-laundering expertise from Equifax and Minerva to help automate risk screening.
Read the case study →
How MOGO stays ahead of PEPs by Leveraging Data & Advanced AI Models
How Mogo, a Canadian digital finance company serving over two million customers, screens politically exposed persons (PEPs) with Minerva.
Read the case study →Built and tested for scale
Minerva is compliant with all applicable laws, regulations, and industry standards related to security, including PIPEDA, SOC, ISO-27001, NIST, GDPR, CIS CSA, and CCPA.
Learn more →
